Skip to Content

The Ultimate Guide to Retirement: The Top 7 Locations for Baby Boomers

With the surge of Baby Boomers hitting their 65th birthdays, many are turning to overseas retirement destinations. The quest for the best places to retire abroad is now a trend among the baby boomers retirees. Their end goal is to live a quality life and a fulfilling lifestyle. Baby Boomers often consider factors like the availability of retirement communities, the weather conditions, tax breaks, local activities, language barriers, cost of living, and cultural fit. 

Now let’s explore some of the best places to retire abroad that check all these boxes. Here’s our ultimate guide to retirement with our top 7 picks for the best locations within the US and outside territory.

1. Green Valley, Arizona

best places to retire baby boomers
123rf.com

Green Valley, Arizona, is a popular destination for retirement relocation. It perfectly combines a vibrant community, comfort, and natural beauty. The weather in Green Valley is ideal for many outdoor activities because it enjoys a year-round dry and warm weather. The hot summers are balanced with less humidity so that you can enjoy comfortable living conditions. In terms of local activities, Green Valley boasts many golf courses, hiking trails and big parks that provide opportunities for many other outdoor activities. It has stunning views of the mountains and valleys, and the retirement communities are well-established. It provides amenities like fitness centers and clubhouses with swimming pools. Overall, Green Valley has good weather, lots of recreational activities, and a sense of community that retirees are looking for. 

2. Sarasota, Florida

retirement destinations for boomers
123rf.com

Another popular retirement destination for boomers is Sarasota, Florida. It is known for its laid-back lifestyle, beautiful beaches, and vibrant arts scene. It has a subtropical climate, mild winters, and hot summers that are perfect for water sports and other outdoor activities. There are a variety of restaurants, cafes, and shops around. Art galleries, theaters, and museums are also available for cultural attractions. There are active adult communities that provide many great amenities, like fitness classes and golf courses. However, Sarasota’s cost of living is relatively higher than the national average. So, while it’s a popular choice for many retirees,  it’s also important to consider the living costs.

3. Beaufort, South Carolina

where should boomers retire
123rf.com

Another best place to retire for boomers to consider is Beaufort, South Carolina. It has a charming coastal view that gives a relaxing vibe and an easy-going lifestyle. It is also one of the best states for retirement, especially for those who love the water and history. Like Sarasota, Florida, Beaufort, California has the same weather conditions that retirees can enjoy all year round. The retirement towns in Beaufort are not as big as the ones in other states or retirement locations abroad, but they offer various communities that cater to retirees. Its neighborhoods have the vibes of a beautiful small town where neighbors are friendly and live at a slower pace. Beaufort’s cost of living is more budget-friendly compared to other coastal towns. Property taxes, however, can be considered more specifically for those in waterfront areas. If you’re considering Beaufort because of its charm, natural beauty and laid-back lifestyle, don’t forget to consider its cost of living. 

4. Savannah, Georgia 

affordable retirement locations
123rf.com

For retirees who love Southern hospitality, Savannah, Georgia, is where boomers should retire. Its lively culture is rich in history, and its city district is known for its stunning architecture, which includes antebellum homes and cobblestone streets. Savannah is also known for its beautiful lush gardens and riverfront views. The summer weather is tolerable, with the cooling breeze from the ocean and mild winters that offer comfort. Waterfront establishments and historic houses can be expensive, but living costs are still generally lower than in other coastal cities.

For retirement communities for boomers, Savannah has several of them that provide a wide array of amenities, great services and a pleasant atmosphere. Not to forget, Savannah is known for its warm and friendly people whom retirees may find easy to build relationships and make new friends.  Overall, Savannah, Georgia, is one of the best places for baby boomers to retire. 

5. Chiang Mai, Thailand

retirement abroad
123rf.com

There are various retirement destinations for boomers located in Thailand. One of them is in Chiang Mai, which offers an appealing retirement experience for its mountainous beauty as a picturesque backdrop. The tropical climate, on the other hand is generally pleasant all year round, perfect for outdoor pursuits. Retirees can enjoy immersing themselves in cultural experiences by visiting temples, learning about local customs, and attending traditional, unique ceremonies in Asian countries. There are big and active communities for expats, too, that let you experience social life with language and cultural exchanges. The cost of living is significantly affordable, which is why it’s an attractive choice for a retirement on a budget. You can enjoy a budget-friendly lifestyle with inexpensive local cuisines, entertainment, and transportation. While Chiang Mai’s retirement communities differ from a traditional Western sense, it can still be considered one of the best places to retire for baby boomers.  

6. San Miguel de Allende, Mexico

retirement relocation
123rf.com

In terms of affordable retirement locations outside the US, San Miguel de Allende is often considered one of the popular choices. It has the best retirement weather, away from the extreme heat of coastal areas. The cost of living here is significantly lower than in popular  Western countries. It has affordable housing costs, healthcare premiums, and food prices that provide opportunities for high-quality living. The retirement communities in San Miguel de Allende are different from US retirement communities, but they are just the same: they provide suitable options for retirees, such as villas and condominiums. This city’s breathtaking colonial architecture, welcoming locals, and various amenities make it ideal for baby boomers to consider for a fulfilling lifestyle. 

7. Dumaguete City, Philippines

retirement on a budget
123rf.com

Another beautiful Asian country that is best for retirement relocation is the Philippines. While there are many Philippine cities to consider, Dumaguete is one booming place worth checking.  The weather is warm and humid all year round, with very minimal typhoons. The cost of living is affordable, especially compared to Western cities. It has a strong community for baby boomer retirees where connection is easy to forge. Healthcare comes in many choices, which at the same time is accessible and accredited in many reputable hospitals and clinics. There are opportunities for volunteer work that provides a great sense of purpose. A peaceful life and laid-back experience in Dumaguete make it an attractive destination for retirees.

Making The Right Choices: The Best Places To Retire

best weather for retirement
123rf.com

Ultimately, there are so many incredible places to retire, each with unique charm and appeal. Embrace the adventure of looking for one where you will discover the perfect place to spend the rest of your golden years. Plan your retirement well. Consider these best places to retire within the United States or those that offer a fresh environment overseas.