Millions of workers are injured every year on the job in the United States.
Each year, the U.S. Bureau of Labor Statistics compiles these numbers into usable data and statistics.
However, the numbers cannot tell the stories of the workers who are left to file for benefits under their employer’s workers’ compensation insurance.
Immediately after a workplace injury occurs, report the incident to a supervisor. Seek the required medical attention for the injury.
At this point, you may wish to seek the professional services of a personal injury attorney like the Pines Salomon injury lawyers in San Diego.
An injury lawyer will provide invaluable assistance as you navigate the process of filing a workers’ compensation claim.
It is important to note that failure to report an injury promptly can affect your legal rights to compensation. You may be required to see a doctor or other healthcare professional hired by your employer.
Remember to answer the physician’s questions truthfully and thoroughly, but bear in mind the doctor works for your employer, and not for you.
Be wary of volunteering too much information about your past aches and pains. Focus on the details of the workplace injury.
The type of benefits you may be entitled to depend upon the severity of the injury.
Temporary benefits for workers who are unable to work during their recovery period may receive total temporary disability (TTD) benefits.
If you are able to return to work in some capacity, you may be eligible for temporary partial disability (TPD) benefits.
You can expect to receive about two-thirds of your normal salary, including your wages and any other income sources including bonuses and tips.
During the recovery time, you spend a great deal of time at the doctor’s office. Follow the doctor’s instructions carefully.
This may impact your case. You will remain on disability until you are medically cleared to work.
Workers’ compensation benefits should cover all medical expenses relating to your injury, including doctor’s visits, prescriptions, rehabilitation services, and any special medical equipment required for your recovery.
In extreme cases, your injury may prevent you from returning to work. Permanent disability benefits are designed for workers whose injuries will not go away.
A permanent injury means your ability to earn a living is altered. Permanent disability payments are designed to continue even if your injury improves somewhat with medical help.
Whether you are entitled to temporary or permanent benefits depends on the severity of the injury.
A claims adjuster for the insurance company will assess your case and determine your eligibility for these benefits.
Even if you have already received workers’ compensation benefits, you may still qualify to file for a personal injury claim. Regardless of your circumstances, be sure to consult an attorney before moving forward.
Remember, the company medical doctor and other healthcare workers and insurance company representatives are not working for you.
Sometimes, an injured worker may feel that their recovery needs are challenged by the employer’s desire to limit their liability and cost.
Statements made to the insurance company can compromise your ability to receive benefits and compensation.