If you have just bought your car, congratulations! However, irrespective of whether it is a new car or you are considering renewing one, you may be pretty surprised with current insurance rates. However, do not write off your car buying experience, you can get lower car insurance rates. Here are some ways how to.
But remember, to look out for good bargains. Often car insurance companies to up their competitive game offer discounts and a freelance insurance agent can get you the best deal and hence lower car insurance! Besides that, here are things you can do:
Before buying- Compare insurance rates in terms of premium, you’d have to pay between the cars you have shortlisted. Remember to take into account the varying costs based on repair, safety record and a likelihood of theft. More importantly, read up on discount options. Some companies even offer better discount rates if you are a better student or have taken advanced driving lessons! Getting lower car insurance rates is hence dependent mostly on how much premium you are going to pay.
While changing policies- Be a stickler for paying premiums on time and remember renewal dates. Do whatever it takes – maintain an account so that you have money at the time of such payment and a calendar with a reminder on all your devices. Do not procrastinate as the more you delay the more expensive this gets. Getting lower car insurance rates is a reality if you pay premiums on time, as the longer you delay, the higher the rate goes taking into account the uncovered period.
This article was written for Griffis Motors, you can read the full article HERE!