When you are strapped for cash and have bills that desperately need to be paid, you may begin searching for the best ways to get money quickly. Of course you could always ask friends or family to borrow the money, but not everyone has that option. There are some smart and easy ways to get the much needed money to pay those bills and most of them come with minimal losses to you in the long run.
Ebay and Craiglist are a great place to sell your unwanted items quickly for cash. Ebay is an online auction site that involves listing your item and then waiting for it to sell. It may take a few days to get the money you need. Craigslist is an online site to post your unwanted items and sell them to local people who can pick up the item and pay you cash on the spot. If you have an item that may be useful to someone else such as a bicycle or old cellular phone that you re willing to part with this is the way to go.
Take an Odd Job
When you are desperate for cash there are many ways to earn the money you need without selling your items or borrowing the money from a family member. Most people know at least one couple who has children, these people are always ready to have a night without the children. You can offer these exhausted parents your services as a babysitter for an hourly or nightly rate. If children aren’t something you think you can handle put flyers out for dog walking or house sitting services. These odd jobs are easy and require minimal experience while giving you the chance to earn the money you really need.
If you are not willing to permanently part with your items but are open to losing them for a temporary amount of time, a pawn shop is the right place for you. These stores will temporarily purchase your item in exchange for the quick cash you need. Once you have repaid the money, they will return your item. Most places charge fees for these loans similar to an interest rate, the faster you pay the money back, the less you will pay in fees.
If you have to pay for an emergency, a payday loan can be a good way to get the money you need. Payday loans come with a higher interest rate so it is important to pay them off as quickly as possible. Only borrow the bare minimum that you need to cover the bills or expenses that must be paid immediately. Once you get your paycheck and are able to repay the loan, you should pay the entire amount you borrowed including the fees and interest that was charged on the loan.
Get a Part Time Job
If your financial troubles occur frequently, it may be time to find a part time job such as a bartender or server in a restaurant. This will allow you to have a steady flow of extra income as well as earning some fast cash through tips. Even if you have to take advantage of one of the other ways to cover your immediate expenses, a part time job could help you pay those loans back faster than your regular job.